Your credit score is a numerical representation of your creditworthiness, calculated based on your credit history. It is used by lenders to assess your risk as a borrower and determine the interest rates and loan terms you qualify for.
Checking your credit score is important for several reasons. First, it allows you to track your credit health and identify any potential problems. Second, it can help you identify errors on your credit report that could be negatively impacting your score. Third, it can give you a sense of where you stand in terms of qualifying for loans and credit cards.