The PTPTN loan is a government-backed student loan in Malaysia that helps students finance their higher education. It is essential for many students as it provides them with the financial assistance they need to pursue their studies.
There are many benefits to applying for a PTPTN loan. First, the interest rate is low, which makes it an affordable option for students. Second, the loan is repayable over a long period of time, which makes it easier for students to manage their repayments. Third, the government provides a tax relief for PTPTN loan repayments, which can help students save money on their taxes.